Add bank account to centrelinkYou will need a myGov account to sign in to myplace. If you already have a myGov account for other government services such as Medicare, the Australian Taxation Office or Centrelink, you can use the same myGov account for the NDIS. Visit myGov to find out how to create your myGov account.General Online services Create your myGov account and link it to the ATO Information you need for linking to us on myGov Information you need for linking to us on myGov To link your myGov account to the ATO, answer two Questions specific to you, about your tax record.Online banking is the simple and secure way to manage your cards. Learn how to complete these common tasks. Block and unblock a lost or stolen card. Order a replacement lost, stolen or damaged card. Change your card's PIN. Add your card to a digital wallet. Turn on travel notifications.Sign in with myGov To use your Centrelink online account you need to sign in through myGov. If you need help: using your myGov account go to my.gov.au/help create a myGov account or linking to Centrelink go to servicesaustralia.gov.au/mygovguides Sign inNewstart Allowance/Jobseeker Payment. I can't even get past the first stage of my Jobseeker claim because every time I click "Update personal details" as is required, it opens a new window which says the "update personal and interpreter details page is unavailable". I have been trying this for the past four days at different times and ...Secret questions - change or add new ones. You can use the suggested questions or you can create your own. You can edit or add secret questions and answers in 'Account settings'. myGov PIN - update. Your myGov PIN must: have 4 numbers; not have repeating pairs or sequential numbers (for example, 1212 or 1234) not have 4 of the same number (for ...After you add a verified bank account to your Bill.com account, you can add additional users to pay bills from that bank account. Only users verified on a bank account can add other users to use that same bank account. The added user must have the required Pay permissions set by their role assigned before being added. Lump sum payments and Centrelink. Let's start with the easy part. 1. Do you need to notify Centrelink? If you receive a lump sum of more than $2,000, they want to know about it within 14 days so that they can adjust your payment, if required. 2. How is the lump sum payment assessed?get a Centrelink Reference Number (CRN) create a Centrelink online account; link your Centrelink online account to myGov. You don’t need to visit a service centre or call us to do any of these. Visiting us. For Centrelink services, you can call ahead to book an appointment at a service centre. Pay by direct debit. Direct debit is the easy way to ensure your bills are paid on time and guarantees your pay by due date discounts. You'll still receive your bill to review before the payment is automatically deducted. Set up your direct debit by using one of the following options: Direct debit. My Account. Bank accounts can be a safe way for you to manage your money: growing it in savings accounts and spending it with checking accounts. To offer these services and make a profit, banks often charge various fees for maintaining those accounts. Some of these fees apply regardless of what actions (or inactions) you take while...Government's $250 payment to hit bank accounts as CPI figure soars. The Morrison government is bracing for a 14-year-high inflation result, by promoting that the $250 cost of living payments for ...Jun 29, 2020 · Follow the below-given steps to link your bank account to Paytm. Step 1: Open the Paytm app on your device. Step 2: Next, click on the UPI button in the top blue ribbon on Home. Step 3: You will get an option to select a bank account after clicking on the UPI button for the first time. Step 4: From the given option select a bank account. Step 2: add a new Centrepay deduction To add a new Centrepay deduction, select the MENU icon on your homepage. Select Payments and Claims then Manage payments, then Manage deductions. To add your new Centrepay deduction, select Add. If you already have existing Centrepay deductions in place, select Add another. ME Bank has taken funds from mortgage holders' redraw accounts to pay down home loans without discussing it with the customers Sounds like a media beatup, ME bank has explained (its even in the SMH article) that these customers were behind in their original repayment schedule, and were at risk of not paying the loan back by the end of the term.Step 2: add a new Centrepay deduction To add a new Centrepay deduction, select the MENU icon on your homepage. Select Payments and Claims then Manage payments, then Manage deductions. To add your new Centrepay deduction, select Add. If you already have existing Centrepay deductions in place, select Add another. A frozen bank account is a sure sign that a creditor or debt collector has obtained a court judgment against you (or your joint account holder, if you have a joint bank account). A creditor or debt collector cannot freeze your bank account unless it has a judgment. Judgment creditors freeze people's bank accounts as a way of pressuring people ...U.S. Bank makes it easy to choose the right checking and savings account. Keep reading to learn about the benefits of our bank accounts and find the one that's right for you. Finding the right bank account that fits your lifestyle is easy at U.S. Bank. Explore our personal banking options today.best pod mod for cloudsspartan mobile homes Please be aware that bank will not be processing payment on Christmas Day or boxing Day due to public holiday if you are concerned about your payment over Christmas please ask Centrelink as they are responsible for sending your payment to bank for processing and they will no more than the bank would if you are due to get paid on a public holiday U might not receive it till Monday 30/12 as bank ...The disadvantages of leaving super in accumulation phase include: 1. Investment earnings are not tax free. If you leave your super in accumulation phase, all earnings will be taxed at up to 15%; whereas converting your accumulation balance to an account based pension will reduce tax on earnings to 0%. 2.A frozen bank account is a sure sign that a creditor or debt collector has obtained a court judgment against you (or your joint account holder, if you have a joint bank account). A creditor or debt collector cannot freeze your bank account unless it has a judgment. Judgment creditors freeze people's bank accounts as a way of pressuring people ...Online banking is the simple and secure way to manage your cards. Learn how to complete these common tasks. Block and unblock a lost or stolen card. Order a replacement lost, stolen or damaged card. Change your card's PIN. Add your card to a digital wallet. Turn on travel notifications.If you don't have any other significant assets this inheritance won't affect your Centrelink payment as the cut off for full pension is $480,000 approx for non home owners. So unless your assets including the inheritance add up to $480k your payment won't be affected. Reply. Antonina on February 11, 2022 at 7:34 am.The reality is that accounts are hacked in fairly simple ways — attackers don't use black magic. Knowledge is power. Understanding how accounts are actually compromised can help you secure your accounts and prevent your passwords from being "hacked" in the first place.New Community Member. Posted on. May-08-2022 02:32 PM. Good day Fam. I have tried all I could to add my bank account to Paypal but it not working. Please I need assistance. Labels: Labels. Banks & Cards. How To Add Your Bank Account and Withdraw From Payoneer and KDP dashboard [email protected] JonathanBanks, building societies or credit unions Select the 'Yes' option if you have money held in a bank, credit union or building society account. This includes: savings accounts cheque accounts cash management accounts deeming accounts church or charitable development funds joint accounts term deposits and accounts in any other nameThe Centrelink website from the Australian Government provides a convenient, single entry point for health, social and welfare payments and services. You'll be taken to another website. Was the information on this page useful?portage police arrestsdeconz google homealaye english translationRegister and login to access: Stream On Demand with the Foxtel GO app. View TV Guide in MyFoxtel app. Record shows straight to your set-top box. Manage content and order Main Events. See your rewards in the Foxtel Rewards loyalty program. Enter your account number without spaces. If your account number includes dashes or other characters (for example, some accounts use the format 12-3456), you can include these characters. Important: the number on your debit card is not the same as your account number. Account held in the name (s)To ensure there is no mix-up, Centrelink is also encouraging users to log on to their online account and ensure their bank account details are correct. 6. Will I be taxed on this payment?Five things you need to know about aged care deposits. In some situations, paying some or all of the refundable accommodation fees can increase access to the age pension. If you or a family member ...select the bank account details to receive the customers payments, from the dropdown list for payment nominee arrangements. If a new account needs to be added this must be done within Organisation Profile, outside of the acceptance process. enter a password which must be between 4 and 12 alphanumeric characters review the detailsGeneral Online services Create your myGov account and link it to the ATO Information you need for linking to us on myGov Information you need for linking to us on myGov To link your myGov account to the ATO, answer two Questions specific to you, about your tax record.Enter your account number without spaces. If your account number includes dashes or other characters (for example, some accounts use the format 12-3456), you can include these characters. Important: the number on your debit card is not the same as your account number. Account held in the name (s)The limits for gifting are $10,000 in any financial year, but limited to $30,000 over five years. Deprived assets are assessed for five years. Asset limits for full Age Pensions are indexed each year on 1 July and the limits for part Age Pensions are indexed in March, July and September of each year. The current asset test limits are listed below.Newstart Allowance/Jobseeker Payment. I can't even get past the first stage of my Jobseeker claim because every time I click "Update personal details" as is required, it opens a new window which says the "update personal and interpreter details page is unavailable". I have been trying this for the past four days at different times and ...Banking. Benefit from our good value, easy to use everyday banking. We have accounts for people at all stages of their lives, including those managing seasonal farm finance, those heading into retirement and an account especially for community groups. Learn more. Government's $250 payment to hit bank accounts as CPI figure soars. The Morrison government is bracing for a 14-year-high inflation result, by promoting that the $250 cost of living payments for ...Sign into myGov and select Centrelink. Select MENU from your homepage. Select Payments and claims, followed by Manage payments and Manage payment destination. Step 2: change payment destination The Payment destination page displays your current account details. You can have multiple payment destinations.Banks, building societies or credit unions Select the 'Yes' option if you have money held in a bank, credit union or building society account. This includes: savings accounts cheque accounts cash management accounts deeming accounts church or charitable development funds joint accounts term deposits and accounts in any other name1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain: • Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment 8 accounts; OR. • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier ... After you add a verified bank account to your Bill.com account, you can add additional users to pay bills from that bank account. Only users verified on a bank account can add other users to use that same bank account. The added user must have the required Pay permissions set by their role assigned before being added. The next screen will prompt you to either enter new bank account details or choose a bank account that's connected to Paypal. You can always add more bank accounts to your Paypal profile. Another way to transfer out of Paypal is by jumping to the wallet tab on the top menu, and clicking 'transfer money'.Unexplained cash deposits in your overseas bank accounts. If you are an Australian resident for tax purposes, then you need to pay income tax to the ATO on your worldwide income. Therefore, any cash deposited in your overseas bank account may be relevant to your Australian tax obligations to the ATO.What we mean is - while Centrelink don't have the power to spot check your personal bank account, they do conduct cross checks with other Government agencies and use data-matching to check that we're all doing the right thing. These processes help them identify and investigate any cases of possible welfare fraud.aldi grey aran woolgeographic isolation activity get a Centrelink Reference Number (CRN) create a Centrelink online account; link your Centrelink online account to myGov. You don’t need to visit a service centre or call us to do any of these. Visiting us. For Centrelink services, you can call ahead to book an appointment at a service centre. 5Billion Sales में Account Add कैसे करे? How To Add Bank Account In 5 Billion Sales? 💥🔥💯1) 5 Billion sales data valide kaise kare ? https ...Jul 05, 2020 · Hi there, you can check on your online account or Express Plus app to make sure that your reporting task is no longer there. You can also check that your payment is being delivered to your bank account by checking under future payments. If you are a recipient of an eligible Centrelink payment or DVA payment and at the time you receive your payment, the account receiving the payment is overdrawn, special arrangements apply. When this happens, you can get access to 90% of your eligible Centrelink or DVA payment, with the remaining 10% going towards paying the overdrawn amount.5Billion Sales में Account Add कैसे करे? How To Add Bank Account In 5 Billion Sales? 💥🔥💯1) 5 Billion sales data valide kaise kare ? https ... How To Add Your Bank Account and Withdraw From Payoneer and KDP dashboard [email protected] Jonathan A super account statement from the past five years; A dividend statement from the past two years; A Centrelink payment summary from the past two years; Your bank account details (this must be the account you had your income tax refund paid into last year, or one that has earned interest in the past two years).Commonwealth Bank Support for Home Loan Customers page. Westpac COVID-19 Customer Support Package page. National Australia Bank (NAB) Banking Support Guidance During COVID-19 page. ANZ Bank Personal Customers COVID-19 Help page. THIS INFORMATION IS GENERAL IN NATURE AND DOES NOT TAKE INTO ACCOUNT YOUR PERSONAL SITUATION.Answer (1 of 14): Which government? The answer is going to depend on what country you bank in. In the United States, your financial records are protected under The ...Centrelink online account Claim your payments and manage your details online. You need a myGov account to set up and use your Centrelink online account. If you don’t have a myGov account, it’s easy to create an account. If you need help read our Create a myGov account online guide. Installation and Upgrade Guide of Reckon Accounts. Upgrading to Reckon Accounts Hosted 2022. The intention of this document is to guide you through upgrading your Reckon Accounts company file from 2021 to 2022 on your Hosted account. Before beginning this upgrade process, we strongly suggest…. The limits for gifting are $10,000 in any financial year, but limited to $30,000 over five years. Deprived assets are assessed for five years. Asset limits for full Age Pensions are indexed each year on 1 July and the limits for part Age Pensions are indexed in March, July and September of each year. The current asset test limits are listed below.Yes, Centrelink can access your bank account, but only if you give them a reason to. Centrelink uses data-matching software with other federal government agencies to help it crack down on welfare cheats. This is why it's important to give true and matching information to all government agencies.By your side, wherever you go. Easily manage your PREMIER Bankcard Credit Card on-the-go with our mobile app. View recent transactions, make payments, or manage your account right from your mobile device. word scrambler appsoftware based chip resetter Apr 11, 2022 · Go to your card info: On iPhone: Open the Wallet app, tap your Apple Cash card, then tap the more button . On iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card. Tap Transfer to Bank. 5. Enter an amount and tap Next. U.S. Bank makes it easy to choose the right checking and savings account. Keep reading to learn about the benefits of our bank accounts and find the one that's right for you. Finding the right bank account that fits your lifestyle is easy at U.S. Bank. Explore our personal banking options today.Chase Certificates of Deposit Interest Rates. Certificates of Deposit (CDs) earn a fixed interest rate. A $1,000 minimum is required to open a CD. Please go to a branch to open a CD greater than $1,000,000. The Annual Percentage Yields (APYs) below are CD relationship rates available to our customers with a linked Chase personal checking account. Student Income Bank (SIB) The Student Income Bank (SIB) is like an imaginary bank account of income test credit. Centrelink understands many students work more during holidays and the SIB is designed to average out the impact of your earnings. Increases to your SIB. Each fortnight your SIB goes up by the amount your income is below $437.May 03, 2022 · 60 months*. 0.88%p.a. Yearly. Rates effective from 1/02/2022 and subject to change without notice. All rates shown are on a per annum basis. For terms greater than 12 months interest must be paid at least annually. *Promotional term deposit rate. Heritage sometimes offers term deposits which are priced higher than our standard term deposit. Five things you need to know about aged care deposits. In some situations, paying some or all of the refundable accommodation fees can increase access to the age pension. If you or a family member ...First, you'll need to set up a MyGov account, and link it to Centrelink. Next, you'll need to get your documents in order. Service Australia lists the following as some of the more common ones: Sign into your myGov account online, then go to the Centrelink page. From here, select Payments and Claims from the menu, then Claims, then Make a claim.Step 3 - Link your Centrelink account in myGov Log into your myGov account; Add or 'link' Centrelink to your existing services (ie. Medicare and/or the ATO). If you have trouble, you can follow this guide. Step 4 - Make a claim. Once you have a myGov account linked to Centrelink, login and select your Centrelink account to start your claim.The Centrelink website from the Australian Government provides a convenient, single entry point for health, social and welfare payments and services. You'll be taken to another website. Was the information on this page useful?Step 5: add new banking details To add new banking details, select Add. In this example, we'll add a new savings account. Select Begin to continue. Select the type of account or investment from the dropdown menu. Select Savings account. Select Next to continue. Select Yes or No to tell us if the account is outside Australia. Then select Next.Jul 05, 2020 · Hi there, you can check on your online account or Express Plus app to make sure that your reporting task is no longer there. You can also check that your payment is being delivered to your bank account by checking under future payments. NAB personal banking financial solutions include online banking, bank accounts, credit cards, home loans and personal loans. But we’re here to support you with more than money. Can I add a mortgage offset account to my Centrelink home loan? Yes - an offset account is a great way for borrowers to reduce the total left on their home loan repayable with interest. This isn't the case across the board, though, so double check with your lender to see if you'll be able to add one to your loan.Centrelink Age Pension Rates and Superannuation Together. Whether your balance is in a super account, super pension account, or bank account, it will be assessed by Centrelink. Super is not assessed for people under the age pension qualifying age. This means that if an applicant's spouse is under the qualifying age, the spouse's super ...How To Add Your Bank Account and Withdraw From Payoneer and KDP dashboard [email protected] Jonathan Yes, Centrelink can access your bank account, but only if you give them a reason to. Centrelink uses data-matching software with other federal government agencies to help it crack down on welfare cheats. This is why it's important to give true and matching information to all government agencies.rae knight porndo not panic if it looks stuck 100drawing apps for iphonenfl subaruv2ray multi userBanking. Benefit from our good value, easy to use everyday banking. We have accounts for people at all stages of their lives, including those managing seasonal farm finance, those heading into retirement and an account especially for community groups. Learn more. To ensure there is no mix-up, Centrelink is also encouraging users to log on to their online account and ensure their bank account details are correct. 6. Will I be taxed on this payment?Usually an online account with withdrawal restrictions that make it harder to dip into your savings. If your bank statement includes account-keeping fees and overdrafts, you do not have a no-fee account. You may be able to get an account that has fewer, or no, fees. Check with your bank. If your only income is from Centrelink payments, ask your ...Choose the payment method you want to update. The default screen is for a bank account. If you want to enter a credit/debit card, click the link as shown below. Enter the correct account information. Then click 'Next' to verify and save the info on the next screen. Bank Accounts Debit Cards Interest Rates Neobanks Related guides. 5 must-read tips before opening a joint bank account A guide to ethical banking in Australia: How to switch Australia's New Payments Platform. Real-time payments will become a thing in 2017 Read more bank account guides Related newsAfter you add a verified bank account to your Bill.com account, you can add additional users to pay bills from that bank account. Only users verified on a bank account can add other users to use that same bank account. The added user must have the required Pay permissions set by their role assigned before being added. Jul 30, 2018 · The funds in a participant’s traditional Thrift Savings Plan (TSP) account are taxed as ordinary income in any year that the TSP funds are withdrawn. This is because the participant’s contributions to the traditional TSP account, automatic agency 1 percent of gross pay contribution, agency matching contributions (FERS employees) and accrued ... Commonwealth Bank Support for Home Loan Customers page. Westpac COVID-19 Customer Support Package page. National Australia Bank (NAB) Banking Support Guidance During COVID-19 page. ANZ Bank Personal Customers COVID-19 Help page. THIS INFORMATION IS GENERAL IN NATURE AND DOES NOT TAKE INTO ACCOUNT YOUR PERSONAL SITUATION.This funding account is also the account that funds are sent back to when a withdrawal is requested. For example, if you spend $3.50 using your credit card then that $.50 will eventually come out of your funding account when the round-ups add up to at least $5.If you need to make a statutory declaration, please see the Statutory declarations page. If you need to certify a copy of a document, please see the Certification of copied documents page. pat robertson wifedies for making bulletssign in to your myGov account and choose the ATO member service to take you to the ATO Online home page. from the top menu, select My profile then select Financial institution details. select Update, Add or Delete to the right of your account details. complete the account name, BSB and account number in the fields provided.The waiting period depends on a few things. If she's got a fair amount of savings available, she'll probably have a 13 week waiting period before she can get any money from centrelink. This is the "liquid assets waiting period". There's a waiting period if you quit your job, but it doesn't add on top of the liquid assets waiting period.Everyone has his/ her bank account now-a-days with some bank. There may be some occasions that a need may arise to change one's name in his/ her bank account. There can be multiple reasons why anyone requires to change his/ her name in the bank account. Some of the main reasons are mentioned below: Change of Surname after marriage (in case of ...Mar 31, 2022 · Chime deducts the overdraft amount from the user’s next paycheck, helping users cover expenses without having to worry about overdraft fees. Chime accounts are free to use. Instead of imposing ... As far as Centrelink is concerned, there are three ways you can transfer property to your kids, and one way you can't, if you want to stay eligible for the age pension. Transfer, don't gift ...After you add a verified bank account to your Bill.com account, you can add additional users to pay bills from that bank account. Only users verified on a bank account can add other users to use that same bank account. The added user must have the required Pay permissions set by their role assigned before being added. .We keep the information you provide secure and restrict its use to the Human Resources branch (HR) for processing your fortnightly pay. To process your pay, HR will share your information with other agencies as required by law or with your consent, i.e. the AT0, private health funds, etc.The quickest way to prove your identity is with your valid TFN. The ABR is authorised to ask for your TFN; but you're not legally required to provide it. If you don't provide your valid TFN or we cannot identify you, further proof may be required. Information or certified copies of documents you may be asked to provide include: your date of birth. myaccount lets you use different online public sector services with one username and password. For example: to pay for school lunches through ParentPay and iPayimpact. some local council services such as council tax and reporting a missed bin collection. Find a list of local councils and public sector services which use myaccount.A. Pensioners must advise Centrelink of any changes of $2000 or more in their financial assets. If they add this amount to their bank account, they will need to advise the new balance. Similarly, they need to advise the department of any changes of $1000 or more to their combined assessable assets - that is, non-financial assets.After you add a verified bank account to your Bill.com account, you can add additional users to pay bills from that bank account. Only users verified on a bank account can add other users to use that same bank account. The added user must have the required Pay permissions set by their role assigned before being added. Re: How do you to set up a centrelink payment into MYOB essentials? Hi @Chantel_E , Thank you for your post. You can record this transaction as a Receive money transaction in Essentials, if you're unsure on which account to allocate the money to I do recommend speaking to your Accountant or financial advisor to ensure it is reported correctly.Centrelink needs to manually apply to the bank to get information about a person's bank balance - so it's only really done in fraud investigations - it's not automatic. Normally these letters are automatically sent out when you sign a Tax File Number declaration for a new job - they can take up to 6 months to be sent out, once the ATO transfers ...Usually an online account with withdrawal restrictions that make it harder to dip into your savings. If your bank statement includes account-keeping fees and overdrafts, you do not have a no-fee account. You may be able to get an account that has fewer, or no, fees. Check with your bank. If your only income is from Centrelink payments, ask your ...my roommate always wants to hang outCentrelink online account Claim your payments and manage your details online. You need a myGov account to set up and use your Centrelink online account. If you don't have a myGov account, it's easy to create an account. If you need help read our Create a myGov account online guide.Centrelink online account Claim your payments and manage your details online. You need a myGov account to set up and use your Centrelink online account. If you don't have a myGov account, it's easy to create an account. If you need help read our Create a myGov account online guide.You will need a myGov account to sign in to myplace. If you already have a myGov account for other government services such as Medicare, the Australian Taxation Office or Centrelink, you can use the same myGov account for the NDIS. Visit myGov to find out how to create your myGov account.Savings accounts — An account designed to help you save your money. Usually an online account with withdrawal restrictions that make it harder to dip into your savings. If your bank statement includes account-keeping fees and overdrafts, you do not have a no-fee account. You may be able to get an account that has fewer, or no, fees. Centrelink payments. Those customers receiving Centrelink benefits can access information about their payments, particularly if there are payment delays or changes to payments during public holidays (which Centrelink usually publish on their website to alert those recipients affected). Visit the Centrelink website.100 points of ID to open a bank account You can meet the 100 points of ID requirement when opening a bank account by showing your passport, birth certificate or driver's license.myaccount lets you use different online public sector services with one username and password. For example: to pay for school lunches through ParentPay and iPayimpact. some local council services such as council tax and reporting a missed bin collection. Find a list of local councils and public sector services which use myaccount.The limits for gifting are $10,000 in any financial year, but limited to $30,000 over five years. Deprived assets are assessed for five years. Asset limits for full Age Pensions are indexed each year on 1 July and the limits for part Age Pensions are indexed in March, July and September of each year. The current asset test limits are listed below.100 points of ID to open a bank account You can meet the 100 points of ID requirement when opening a bank account by showing your passport, birth certificate or driver's license.Answer: Would you be able to enroll for Centrelink Online? You should enlist for a Centrelink online record through myGov. Learn about Centrelink online records and how to enlist. How would I set up a pin for Centrelink? Assuming you've failed to remember your myGov PIN, select Forgot PIN when...How To Add Your Bank Account and Withdraw From Payoneer and KDP dashboard [email protected] Jonathan New Community Member. Posted on. May-08-2022 02:32 PM. Good day Fam. I have tried all I could to add my bank account to Paypal but it not working. Please I need assistance. Labels: Labels. Banks & Cards. Banks, building societies or credit unions Select the 'Yes' option if you have money held in a bank, credit union or building society account. This includes: savings accounts cheque accounts cash management accounts deeming accounts church or charitable development funds joint accounts term deposits and accounts in any other nametickets new orleans saintsentertainment studios stockbears gameevap purge control valve stuck open 5L

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